Program Type
Residence by investment under the New Capital Investment Entrant Scheme.
Residence by Investment
Hong Kong Residence
A capital-investment residence pathway for global investors allocating HK$30 million into permissible Hong Kong assets.
This WIMA program brief summarizes the New Capital Investment Entrant Scheme, including the net asset test, qualifying investment categories, family inclusion, extension model and long-term residence pathway.
HK$30MMinimum committed investment
HK$27MPermissible assets allocation
HK$3MDedicated scheme portfolio
7 YRSPermanent residence pathway
Overview
Capital Residence in a Global Financial Center
Hong Kong offers a residence pathway for eligible high-net-worth applicants who can demonstrate qualifying assets and maintain a committed investment portfolio in permissible Hong Kong assets.
Asia Wealth Hub
The program is positioned for investors seeking residence access alongside capital allocation, wealth management and regional business exposure.
Territorial Tax Environment
Hong Kong applies a territorial source principle and does not levy VAT, sales tax, capital gains tax, dividend withholding tax or estate duty.
Work and Business Flexibility
Approved entrants may take employment, be self-employed, hold office or join and establish business during the approved stay.
Linked Dependant Status
Approved dependants normally receive stay conditions linked to the main applicant and may work or study under prevailing policy.
Investment Framework
HK$30 Million Commitment
The investment structure combines a broad permissible asset allocation with a mandatory dedicated portfolio placement.
HK$ figures are the controlling policy reference; USD equivalents should be checked at the time of client use.
HK$30M
Total Minimum Investment
The applicant must invest not less than HK$30 million net in permissible investment assets.
HK$27M
Permissible Assets
At least HK$27 million is allocated across eligible financial assets and/or eligible real estate within the current rules.
HK$3M
Dedicated Portfolio
A separate HK$3 million placement is required in the scheme's dedicated investment portfolio.
Permissible Assets
Financial Assets and Real Estate
The current framework allows diversified investment across approved listed securities, debt instruments, certificates of deposit, eligible funds, private fund interests and qualifying real estate.
Listed Equities
Eligible shares listed in Hong Kong and traded in Hong Kong dollars or Renminbi may form part of the allocation.
Debt and Deposits
Debt securities, subordinated debt and qualifying certificates of deposit are included, with certificates of deposit capped at HK$3 million.
Collective Investments
Eligible funds, real estate trusts, investment-linked assurance schemes and selected fund structures may qualify under the rules.
Non-Residential Real Estate
Commercial and industrial real estate may count toward the real estate portion, subject to the aggregate real estate cap.
Single Property Threshold
Residential real estate can qualify where the investment is one single property with transaction price of HK$30 million or above.
Real Estate Limits
Real estate counted toward the investment threshold is capped at HK$15 million in aggregate, with residential real estate capped at HK$10 million.
Eligibility
Applicant, Assets and Character Requirements
The program is designed for eligible applicants aged 18 or above who can meet the financial test, pass immigration and security review, and support themselves and dependants independently.
WIMA presents this page as a professional program summary, not as legal, tax or investment advice.
18 or Above
The applicant must be at least 18 at the time of applying for the net asset assessment.
Six-Month Net Asset Test
The applicant must demonstrate beneficial entitlement to HK$30 million net assets or equity for the required six-month period.
No Adverse Record
A clean immigration and security profile is required for approval.
Independent Means
Applicants must be able to support and accommodate themselves and dependants without relying on the qualifying investment returns.
Procedure
Application Journey
The process is sequenced around financial verification, entry application, committed investment completion and continued portfolio maintenance.
Assess Net Assets
Prepare the net asset statement, accounting confirmation and supporting evidence for the HK$30 million asset test.
File Entry Application
Submit the residence file with the relevant financial proof, identity, family and character documentation.
Complete Investment
After approval in principle, complete the committed investment within the permitted timeframe, normally tied to a 180-day visitor window.
Maintain Portfolio
After formal approval, maintain the portfolio and file extension evidence before the 24-month or 36-month stay period expires.
Processing sequence, evidence standards, asset definitions and extension requirements can change. A final file should be checked against the current scheme rules before submission.
Long-Term Pathway
Seven-Year Residence Route
The New Capital Investment Entrant Scheme can support a long-term Hong Kong residence strategy, but permanent residence is not automatic. Applicants must satisfy continuous ordinary residence and other statutory requirements.
24 + 36 + 36 Months
Formal approval normally grants an initial stay of up to 24 months, with further extensions of up to three years each.
Permanent Residence or Unconditional Stay
After seven years, eligible entrants may pursue permanent residence; where ordinary residence is not met, unconditional stay may be available if portfolio maintenance requirements are satisfied.
FAQ
Hong Kong Residence Questions
Answers are summarized for professional reference and should be checked against the latest rules before use.
What is the minimum investment?
The minimum committed investment is HK$30 million net, including HK$27 million in permissible assets and HK$3 million in the dedicated scheme portfolio.
What is the net asset requirement?
The applicant must demonstrate HK$30 million net assets or net equity throughout the six months before the net asset assessment application.
Can real estate count?
Yes. Qualifying real estate can count up to HK$15 million in aggregate, with residential real estate capped at HK$10 million and subject to a single-property HK$30 million transaction threshold.
Can dependants work or study?
Approved dependants are not prohibited from taking employment or study under the prevailing dependant policy.
Is permanent residence automatic after seven years?
No. The investor must separately satisfy continuous ordinary residence and other legal requirements for permanent residence.
Program Intelligence
Hong Kong Residence by Investment
Use this WIMA program summary for jurisdiction comparison, client education and preliminary route assessment before formal case review.
Policy review basis: current Hong Kong New CIES framework, checked June 27, 2026.